Texas is Tops for Consumer Debt in Collection
A study by the Urban Institute of Washington, DC, showed that 35% of Americans currently have a debt in collections – and that Texas leads the pack when it comes to delinquencies.
View ArticleCredit Scores Rise as Lending Grows
Experian’s Fifth Annual State of Credit study, released last week, shows an economy continuing on the upswing after years of recession.
View ArticleFICO Scores Come to Experian.com
FICO scores are everywhere these days, with more and more card issuers, banks, and credit unions offering them to cardholders free of charge, and the federal government calling for greater consumer...
View ArticleFree Fico Scores for Citi Credit Card Customers
Last year Citi announced they would be giving its consumer credit cardholders free access to their FICO scores, and this month they are delivering on that promise. FICO scores have been uploaded to...
View ArticleConsumers Gain Greater Access to FICO Scores
Most people know that their credit score is an important piece of information to have—but not everyone is aware that they have more than one. Now FICO is making different versions of consumer credit...
View ArticleFeds Say 50 Million Now Have Access to Credit Scores
More than 50 million people are now able to access their credit scores for free, according to the Consumer Financial Protection Bureau (CFPB). This comes on the heels of for people to have easy and...
View ArticleManaging Credit With FICO and Sallie Mae
Along with getting good grades, keeping your credit on track can make a big difference in your life. FICO and Sallie Mae have released a handbook to get young people started down the right path. The...
View ArticleFree FICO Scores for Chase Slate Cardholders
FICO announced that JP Morgan Chase has joined their Score Open Access program, and will begin offering Slate credit cardholders access to their FICO scores for free.
View ArticleAlternative FICO Scores on the Horizon for Millions
FICO, LexisNexis and Equifax have joined forces to create credit scores for unbanked customers, those that don’t have a traditional checking or savings account. The pilot program has the potential to...
View ArticleFree FICO Scores for Commerce Bank Customers
Folks who bank with Commerce Bank now have an easy way to keep tabs on their credit ratings. FICO, a leading provider of credit scores, has partnered with the bank to offer free FICO scores to...
View ArticleFree Credit Scores on U.S. Bank
Free credit scores are trending with banks and credit card issuers, and now U.S Bank is offering their online customers free access to their scores.
View ArticleDiverse Communities Hopeful About Financial Forecast
Things are looking up when it comes to finances and managing credit according to a new study that looked at how African American, Asian and Hispanic communities feel about the economy in comparison to...
View ArticleMillions of People Now Have Free Access to Credit Scores
It used to be that people could only get one free copy of their credit report each year, and they still had to pay to find out their actual credit score. But over the last two years, since FICO...
View ArticlePersonal Finance is a Conundrum For Millennials
Millennial's might need some schooling on personal finance, according to a new study by Experian, which shows that despite the fact they are worried about their financial futures, many don't have the...
View ArticleMillennial Business Owners Use the Most Credit and Have the Lowest Scores
A recent survey from Experian shows that among small business owners, folks in the millennial generation have the lowest overall consumer credit scores out of all the demographics studied.
View ArticleTD Bank New Cash Credit Card
TD bank has launched the TD Cash Visa Signature Credit Card, offering 2% cash back when you eat out whether that's at Nobu, Starbucks, or MacDonald's.
View ArticleFICO Scores with The First Bankcard Mobile App
Mobile apps are used for everything from listening to music to ordering lunch, and now First Bankcard customers can get their credit score with the First Bankcard app.
View ArticleAmericans Looking To Boost Their Credit Health
Are you happy with your credit score? If the answer is no, then you are not alone, with one third of Americans feeling the same way, according to a new study.
View ArticleThe Low Down on Regional Credit Scores
Have you ever wondered what state has the highest credit scores? Well if you have, you're in luck because a new study has shed some light on it.
View ArticleHispanic Americans Are Serious About Credit Scores
Good credit scores are needed for getting everything from credit cards to a car loan. Hispanic Americans are taking the lead when it comes to upping their scores with the belief it will make them...
View ArticleNew Capital One App For Understanding Your Credit Score
If you have ever thought you wanted to learn more about your credit score, in terms of how it works or even keeping track of it more effectively, Capital One is rolling out a new free app and website...
View ArticleCollege Students Looking to Up Their Credit
When you think of college you might envision fun times and parties, but these days college students are also honing their financial skills, which includes boosting their credit score, according to a...
View ArticleHow are Minority Owners Small Businesses Doing?
Credit management is a challenging issue for minority small business owners, according to a new study by Experian. It looked at their overall financial health in the current economy, finding that they...
View ArticleWomen Score a Win When it Comes to Credit
If you thought there might be a divide between how men and women are making financial decisions like handling money and managing credit and debt you are on the money.
View ArticleThe FICO Simulator Explains the Ups and Downs of Credit Scores
Did you ever wonder if that bill your forgot to pay would result in your credit score taking a dip? Or wondered how your financial planning affects your score? If so, you don't have to wonder any longer.
View ArticleRegulations May Keep Some People From Getting Credit Cards
Getting a credit card may have become more difficult for some Americans, according to a new study by Harvard, showing that a 250% bump in regulations since 2007 may have resulted in lower-income.
View ArticleAmericans Understand Why Paying Bills on Time Matters
Paying bills on time definitely has an impact on credit scores and creditworthiness, and Americans are well aware of that fact, according to a new study by Equifax.
View ArticleMillions Get FICO Score For Free
It's National Financial Literacy Month in April, and in keeping with that theme where having a working knowledge of your credit score is a must.
View ArticleDiscover Giving FICO Scores to Everyone
If you want to get your credit score for free you now can at Discover whether or not, you have a Discover Card.
View ArticleChecking Credit Scores Equals Improved Ratings
If you're looking to get your credit score in shape or keep it there, actually checking it on a regular basis is your best bet, according to a new study by Discover.
View ArticleCredit Scores are an Issue for Millennials
Once denied credit, six out of ten millennials give up for at least a year, according to a new study by Money 20/20—ID Analytics.
View ArticleChase Launches Credit Score Website
If you are looking to get your credit score and learn more about what it means for you in terms of your financial future, you may want to check out the new website being launched by Chase Card Services.
View ArticleLove, Divorce, Stress & Credit Scores
Is chocolate, flowers, jewelry or a trip in the works for Valentines Day? Whatever you are planning on gifting to your lover, you may want to take a look at your credit score because it could predict...
View ArticleFICO Offers Hundreds of Millions of Free Credit Scores to Consumers
FICO has hit a milestone when it comes to providing consumers with free credit scores via the FICO Score Open Access program, with over 200 million U.S. based consumer credit and loan accounts now...
View ArticleChecking Credit Scores May Improve Financial Health
If you have been wondering if you should check your credit score more than once a year, according to a new study by Discover, the answer is yes. The study found that 70% of people, who checked their...
View ArticleGetting a Handle on Credit Scores
People with bad credit are taking steps to improve their credit scores, according to a new survey by U.S. News & World Report, with 68% of people whose credit scores are low indicating that they...
View ArticleMillennials Getting Serious About Their Future
For many buying a home is part of the American dream, and Millennials are onboard, according to a new study by Chase. They found that for 33% of Millennials buying a new home is on their agenda over...
View ArticleDebt Could Put a Damper on Romance
Does credit health factor into romance? The answer is yes, according to the new Chase Slate 2017 Credit Outlook survey. Carrying a lot of debt could be a deal breaker for some people, with 37% saying...
View ArticleFewer Millennials Paying Attention to Finances
In 2015 more than half of Millennials were thinking about how to turn their financial goals into a reality, but in 2016 that number dropped to 37%, according to Navy Federal's 2017 Millennials and...
View ArticleFinances and Dating: Credit Scores are More Important Than a Fancy Car
Are credit scores an important part of dating? Yes, they are, according to a new study, showing that for 58% of people a good credit score trumped having a good car, and for 50% good credit was more...
View ArticleLooking at Credit with Gen Z and Gen Y
Credit cards are popular with both Gen Z (age 18-24) and Gen Y (age 25-34) according to a new study by Vyze, a cloud-based financial technology solutions company, finding that these two generations...
View ArticleExperian: Credit Scores Are Up
According to Experian's eighth annual State of Credit report, the average credit score is now holding at 675, up from 673. And this is just four points short of the average credit score from 2007, all...
View ArticleChecking Credit Scores is a Good Influence
Do you check your credit score regularly? If so you may well be ahead of the game when it comes to your finances, according to a new study, showing that Sallie Mae customers who check their scores...
View ArticleYou May Soon Be Able to Freeze Your Credit for Free
When a data breach hits the news, it can make you worry about the state of your credit data. You may even consider freezing your credit so that hackers can't open any new cards or mortgages in your...
View ArticleMore Consumers May Qualify for Credit Cards with the New FICO Score XD 2
FICO is rolling out the next evolution of the FICO Score XD program—FICO Score XD 2. This system uses alternative data to generate credit scores for people who were previously deemed to be unscorable...
View ArticleGetting Your Credit Score Can Pay Off
Getting your credit score can increase your knowledge about credit in general, according to a new study. That may just help you improve your credit score and get the credit card you want. The study...
View ArticleHaving the Credit Talk Before Getting Hitched
There are some things that people just don't talk about before getting married and credit scores may be one of them according to a new study by Credit One Bank. While credit scores don't automatically...
View ArticleThe FICO Score Planner Has Been Unveiled
It can be daunting when you're looking for a way to increase your credit score so you can get a new credit card or apply for a loan, but FICO's new Score Planner was designed to make it easier. With...
View ArticleAmericans Are Working To Up Their Credit Score
Are you trying to increase your credit score? If so, you are not alone, according to a new study from Discover that finds that 61% of Americans are actively working toward upping their credit score....
View ArticleFreezing Your Credit for Free with the Transunion App
Freezing your credit report is now free, and it's very easy to do with the release of a new app by Transunion, one of the three credit reporting bureaus.With this new app consumers can easily freeze...
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